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At a glance

  • Welcome offer: Earn 5% Cash Back on eligible gas and groceries purchases for the first 6 months†† ($500 monthly spend cap)
  • Earn 2% on gas and groceries thereafter‡ ($500 monthly spend cap)
  • Get 0.5% Cash Back on all other eligible purchases‡
  • No Annual Fee
  • Add up to 9 authorized users¤ with no additional annual fee for each added authorized user
  • The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months. Conditions and fees apply. Use the payment plan calculator to find out how much you can save in interest.

More Card Benefits & Features

  • Emergency Services
    Certain services are available in case of emergency. Services include Emergency Card Replacement on a 7-10 day delivery or by courier.
  • Trip Assistance and Legal Assistance
    Include support for Lost Document and Ticket Replacement, Lost Luggage Assistance, Pre-trip Information and Legal Assistance.F
  • More Coverage and Support
    Our standard 1-hour Credit Line Increase Decisions during regular business hours and Cash Advances at banks and ATMs internationally.

  • Purchase Assurance
    Covers most items purchased with your MBNA credit card for the first 90 days from the date of purchase. Lifetime total accumulative limit of $60,000 per account.A
  • Extended Warranty Benefit
    Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card.A
  • Save with Avis Rent A Car and Budget Rent A Car
    Use your MBNA credit card to save a minimum of 10% off the base rates1, 2 in Canada and the U.S., and a minimum of 5% off the base rates1, 2 internationally, on qualifying car rentals at participating Avis and Budget locations.
    Avis: You can reserve your Avis car rental by visiting www.avis.ca/mbna. Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
    Budget: You can reserve your Budget car rental by visiting www.budget.ca/mbna. Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.

  • Mastercard® contactless
    Simply tap your Mastercard® at participating merchants to process payments safely and wirelessly - letting you keep your card in your hands at all times. Use your Mastercard® at millions of international locations where contactless is accepted.
  • Mastercard® Zero Liability
    As a Mastercard® credit card cardholder, you will not be responsible for unauthorized~ purchases made in store, over the telephone or online. Some conditions apply. See your Account agreement for details.
  • Card Verification Code (CVC)
    All our credit cards use a CVC code that can normally be found on the signature strip on the back of a credit card (the last 3 digits). The purpose of this is to verify that the genuine credit card is being used to make the purchase.
  • Chip & PIN
    All of our cards are Chip & PIN enabled, which is one of the most secure ways to pay by credit card. Instead of a signature, you will be asked to enter a 4-digit Personal Identification Number (PIN) that is to be known only by you. Learn more about Chip & PIN.
 

Find out more about MBNA Credit Cards

How to apply for a credit card

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More information about MBNA Smart Cash Platinum Plus® Mastercard®

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